Learn how to read monthly budget warnings on Pennie's Reports page.
Find it:Bottom tabs > Reports
Worked examples use sample data, not your account. Reference screenshots show the current app controls in a Windows preview; their example amounts may differ from this lesson. Android system prompts vary by device.
Step 1
Open Budget
Open Budget
Approaching 90%; reached 100%
Limits do not create payments
Tap Budget to return to the current month of the disclosed sample clock.
Time-frame chips are hidden on that tab.
It is not a historical budget-period selector.
Step 2
Compare spending with a limit
Compare spending with a limit
Approaching 90%; reached 100%
Limits do not create payments
Spending budgets compare saved spending with category limits.
The progress bar is a ratio, not bank cash remaining.
A limit does not add income or create a payment.
Step 3
Understand warning thresholds
Understand warning thresholds
Approaching 90%; reached 100%
Limits do not create payments
Approaching limit starts at ninety percent.
Limit reached starts at one hundred percent.
Values below ninety percent do not receive the approaching warning.
Step 4
Review recorded detail
Review recorded detail
Approaching 90%; reached 100%
Limits do not create payments
The sample Utilities limit is approaching, while Entertainment reaches its limit.
Check the saved period and spending labels behind those amounts.
