Learn how to read savings interest and balance trends on Pennie's Reports page.
Find it:Bottom tabs > Reports
Worked examples use sample data, not your account. Reference screenshots show the current app controls in a Windows preview; their example amounts may differ from this lesson. Android system prompts vary by device.
Step 1
Choose Savings
Choose Savings
Daily bars are posted interest only
Period line has separate meaning
Choose Savings in Trends.
Daily bars show interest posted on saved ledger dates.
Deposits, withdrawals and configured principal are not daily interest.
Step 2
Read posted-interest dates
Read posted-interest dates
Daily bars are posted interest only
Period line has separate meaning
The actual accrual service posts one hundred twenty rupees on September thirtieth.
Earlier sample days have no posted interest.
This is calculated ledger interest, not bank-confirmed cash.
Step 3
Read the separate period line
Read the separate period line
Daily bars are posted interest only
Period line has separate meaning
The savings period line follows each category's carry-forward choice.
On shows closing savings; off shows monthly net activity.
It is separate from the daily interest stack.
Step 4
Preserve saved history
Preserve saved history
Daily bars are posted interest only
Period line has separate meaning
Carry-forward changes period presentation, not retained savings history.
Goals remain configured plans.
Never read a savings-rate percentage as a savings deposit.
