Configure Debt, You owe and Credit card with illustrative compound terms.
Find it:Categories > Edit or Add category
Worked examples use sample data, not your account. Reference screenshots show the current app controls in a Windows preview; their example amounts may differ from this lesson. Android system prompts vary by device.
Step 1
Create the card's debt tracker
Open the category editor
Check name, icon and purpose
Keep the same category when editing
Choose Debt for Credit card; a card is not an extra category purpose.
Enter your own card name and keep You owe selected.
Step 2
Enable Credit card
Read the setup field
Enter your own agreed amount
A target is not a transaction
Turn Credit card on to use the separate card grouping.
Set a suitable repayment target; this does not make a card payment.
Step 3
Use agreed compound terms
Select the agreed calculation and cadence
Check principal and annual rate
Use the actual tracking terms
The example explicitly chooses Compound and an illustrative twenty-seven percent annual rate.
Your issuer's rates, fees and compounding may differ; check the agreement and statements.
Step 4
Check separate card presentation
Check the verified saved state
Read the highlighted value
Setup is separate from money movement
The verified card appears in Credit cards with its tracked outstanding balance.
Accrued interest is not a new purchase, a payment, or a universal card charge.
