Track a receivable with Owe you and distinguish accrued interest from cash collected.
Find it:Categories > Edit or Add category
Worked examples use sample data, not your account. Reference screenshots show the current app controls in a Windows preview; their example amounts may differ from this lesson. Android system prompts vary by device.
Step 1
Choose Debt
Open the category editor
Check name, icon and purpose
Keep the same category when editing
Use Debt for money you lent, such as this Ravi loan example.
Debt can track both money you owe and money owed to you.
Step 2
Select Owe you
Read the setup field
Enter your own agreed amount
A target is not a transaction
Select Owe you and enter the opening receivable plus a collection target.
The selected lending direction survives switching to interest mode.
Step 3
Add optional collection interest
Select the agreed calculation and cadence
Check principal and annual rate
Use the actual tracking terms
Use the agreed interest calculation, cadence and annual rate; the example selects Compound.
Accrual grows the tracked receivable, not cash already collected.
Step 4
Check Money lent
Check the verified saved state
Read the highlighted value
Setup is separate from money movement
The real service-verified principal and accrued interest appear in the Money lent group.
Record each actual collection separately; a collection target is not a received payment.
