Compare six months with Net trend

Step 1

Find the last six months

1. Scroll to Net trend
2. Read months from left to right
3. The latest month is on the right

Scroll to Net trend on Dashboard.

The chart shows six calendar months, including the current month.

Read the month labels from left to right; the latest month is on the right.

These are sample figures, not a forecast.

Step 2

This is net, not spending alone

1. Each point is monthly income minus expense
2. Use saved records dated in that month
3. Automatic interest is excluded

Each point is that month's saved budget or income minus saved expenses.

It is not a chart of expenses alone.

Dashboard net totals exclude automatic interest entries, and the transaction date determines which month a record belongs to.

Step 3

Read positive and negative months

1. Positive: recorded income is higher
2. Negative: recorded expenses are higher
3. Check for missing records too

A positive month has more recorded income than expenses.

A negative month has more recorded expenses than income.

Our sample July point is negative two thousand rupees.

Missing income can also make a month look negative, so check the underlying records.

Step 4

Tap a month to read its exact net

1. Tap the July point
2. Selected month changes to Jul
3. Selected net: minus INR 2,000

Tap a month in the chart to read its exact net above the plot.

Here July is selected, and the display changes to negative two thousand rupees.

Tap another month to compare it; selecting a point does not edit your transactions.

Step 5

Match the current month to the cards

1. October net: INR 18,000
2. Same calculation as Net Balance
3. Current month may still be incomplete

The latest sample point is October at eighteen thousand rupees, matching the current Dashboard Net Balance.

A month still in progress is incomplete, so compare it cautiously with finished months.

This number is not proof of the balance in your bank.

Step 6

Use the trend to ask better questions

1. Look for changes across months
2. Check income changes as well as expenses
3. Open View Reports for more detail

Use the trend to spot a change worth investigating, not to diagnose the cause from the line alone.

A higher net might come from more income rather than less spending.

Open View Reports and inspect the period and transactions for a fuller explanation.