Understand Interest Balances on Dashboard

Step 1

What Interest Balances shows

Interest Balances is the Dashboard area for tracked savings and debt categories.

The amounts in its cards are balances, not simply interest earned this month.

They are separate from the income, expense and net cards above.

Step 2

Tap Savings to show its rows, or Debt to show the debt rows.

Viewing details identifies the open side.

This expands the Dashboard information; it is not a bank connection, a payment confirmation or a new transaction.

Step 3

The Emergency Fund example shows seventy-five thousand rupees and four percent yearly.

The rate is part of its configured terms, while the seventy-five percent beside the target is goal progress.

Do not read the progress percentage as an interest rate.

Step 4

Debt rows also show whether you owe the money or someone owes it to you.

Read that direction before interpreting a rate.

Configured terms and calculated interest are local tracking records, not proof that a lender charged you or a borrower paid you.

Step 5

Automatic interest entries are excluded from Dashboard's monthly income and expense totals.

Their effect belongs in the tracked balance history, so you should not expect the monthly net to match interest balances.

Compare your records with real statements separately.

Step 6

Use View Reports when you need a more detailed picture of savings, debt and interest activity.

Make sure the category terms and dates reflect the real agreement.

These calculations support tracking; they are not a guarantee of returns or financial advice.