Step 1
Set up expense notifications
Enable both notification permissions, then choose the apps Pennie should monitor.
Step 2
Allow Pennie to show notifications
Tap Allow notifications. This lets Pennie show reminders and expense-review prompts.
Step 3
Choose Allow in Android's prompt
When Android asks whether Pennie can send notifications, tap Allow.
Step 4
Open notification-access settings
Scroll to Allow notification access, then tap Open settings.
Step 5
Search or scroll to find Pennie
On the notification-access page, search for Pennie if your phone offers search.
Or scroll down to find Pennie in the app list.
Step 6
Enable notification access
Turn on the notification-access switch beside Pennie.
Step 7
Read Android's access warning
Read Android's warning about notification access.
Choose Allow only if you agree.
Step 8
Check both Enabled badges
Return to Pennie and check that both permission cards show Enabled.
Step 9
Choose notification apps
Tap Choose notification apps to decide which sources Pennie monitors.
Step 10
Choose the apps Pennie monitors
Choose which apps Pennie can read notifications from.
Known SMS apps and Gmail start enabled unless you turn them off.
Step 11
Search for your payment app
Type a few letters of your bank or payment app's name into Search apps.
Searching for phon shows Phone and PhonePe.
Step 12
Use the app's monitoring switch
Use the switch beside PhonePe to include it in notification monitoring.
Changes save automatically. Turn off any sources you do not want Pennie to read.
Step 13
Return and finish setup
After choosing your apps, return to Pennie and tap Finish setup.
These permissions do not enable cloud AI. Review suggested transactions before saving.