Step 1
Choose Savings and Credit
- Select Savings
- Choose Credit for a contribution
- Select your tracked savings category
Choose Savings and select Credit when adding money to a tracked savings category.
Choose the correct goal or savings bucket, not an ordinary Expense category.
Step 2
Record the real contribution
- Example contribution: two thousand
- Use the actual date
- This is separate from expense totals
Record the real contribution amount and date; here we add two thousand rupees.
This savings movement is tracked separately and does not become an ordinary purchase in expense totals.
Step 3
Add a recognizable note
- Note: Monthly saving
- Do not repeat an already tracked contribution
- This does not send money
Use a useful note such as Monthly saving.
Pennie records the movement you actually made; it does not transfer money through a bank or fund the goal for you.
Step 4
Review and save once
- Check the final summary
- Use Save, or Cancel to leave it unsaved
- Complete an offered access unlock
Read the You're adding summary before recording this savings contribution. Check the amount, category and date.
Tap Save once. If the manual-saving access offer appears, use a completed reward or regular Premium access; AI Premium and cloud consent are separate.
Cancel leaves the form unsaved. Pennie records transactions; it does not send money through your bank.
Step 5
Check the saved transaction
- Open Transactions
- Check the recorded amount and details
- Do not enter the same movement twice
Check the saved Savings Pot contribution.
With ten thousand already tracked, this verified two-thousand contribution produces a twelve-thousand balance.
Do not record the same contribution again as ordinary spending unless it is genuinely a different movement.