Step 1
Read the monthly-presentation setting
- Read Carry balance forward
- Separate full balance from month net
- A switch is not a transaction
Carry balance forward describes month-based presentation, not a new deposit or repayment.
Keep the saved full balance separate from this month's activity.
Step 2
Compare Reports with carry-forward on
- Open Reports > Budget
- Read Saved: INR6,200
- This month stays INR200
In the actual Reports Budget row, carry-forward on presents six thousand two hundred as Saved.
This month remains two hundred; these are different measures.
Step 3
Turn it off without clearing balances
- Read the changed setting
- Keep history and unpaid debt
- Do not assume Dashboard shrinks
Turning it off does not erase saved transactions, posted interest or unpaid debt.
Dashboard keeps using the saved full balance regardless of this switch.
Step 4
Compare Reports with carry-forward off
- Read Saved: INR200
- This month stays INR200
- Monthly projection is not outstanding
With carry-forward off, the same Reports row presents only this month's two hundred as Saved.
The two hundred monthly progress is unchanged; full outstanding still remains six thousand two hundred.
Step 5
Verify the unchanged full balance
- Verify the full balance: INR6,200
- Keep month net INR200 separate
- Saved transactions remain
Both verified states retain six thousand two hundred of full balance and two hundred of current-month net activity.
The same two saved transactions remain; this switch neither clears your account nor repays debt.