Step 1
Understand your monthly totals
- Check the month at the top
- Read the three summary cards
- All figures are sample data
The three Dashboard totals summarize your saved transactions for the current month.
Start by checking the month at the top.
Our sample has thirty thousand rupees of recorded budget and twelve thousand of saved expenses.
Step 2
What Total Budget means
- Recorded budget and income
- Only saved entries count
- It is not an expense-category limit
Total Budget adds the budget and income transactions you have saved for this month.
An additional income entry increases the total; it does not replace the earlier entry.
This card is not a spending limit for an individual category.
Step 3
What Total Expense means
- Saved Expense-flow transactions
- Use the correct purchase date
- Pending suggestions are not saved expenses
Total Expense adds saved transactions classified as Expense for the month.
A pending finance suggestion or reminder is not automatically a saved expense.
Check the purchase date and save the entry before expecting this number to change.
Step 4
Calculate Net Balance
- Budget / income minus expenses
- INR 30,000 - INR 12,000 = INR 18,000
- Not a live bank balance
Net Balance is recorded budget or income minus saved expenses.
In this example, thirty thousand minus twelve thousand is eighteen thousand rupees.
It is not your live bank balance, and it does not automatically subtract every savings or debt balance.
Step 5
A negative net is a useful signal
- Sample: no recorded budget
- Expenses: INR 12,000
- Net: minus INR 12,000
This separate example has expenses but no recorded budget yet, so its net is negative twelve thousand.
A negative number can mean expenses exceed recorded income, or that income is missing.
Review saved records instead of assuming your bank account is overdrawn.
Step 6
Check records before correcting
- Use View Expenses to inspect entries
- Use View Reports for more detail
- Avoid duplicates and check the date
If the totals look wrong, inspect your saved entries through View Expenses and use View Reports for a more detailed breakdown.
Look for missing income, a wrong date or a duplicate transaction.
Correct the records rather than adding the same income again.